The VA Loan Refinance Specialists
Take Advantage of the Low Refinance Rates that recently became available…
The Federal Reserve just announced they will be buying up to $100 billion worth of loans, which means we can help get you in a loan at a much cheaper rate than what was previously available.
Whether you are refinancing your home loan to pay off debt, do home improvements, or lower your interest and monthly payments, now is a great time to take advantage of your VA benefit and the new, low VA Refinance rates. You can start by filling out our no obligation VA Refinance online request form.
Get started with your VA Loan Refinance
VA Streamline Refinance at All Time Low Rates!
We can help you reduce your interest rate on your VA Loan. This is an opportunity unique to the VA Program. You can lower your interest rate or monthly payments without income verification or a credit check. Learn more about a VA Streamline Refinance.
How Can We Help You?
Get Me Started Now:
I want a VA Home Loan or Refinance as quickly as possible, at the best rate, and with the least amount of work. Can VA Mortgage Center.com provide the best solution? ->>
First Time Home Refinance:
This is my first time getting my home refinanced and I'm not quite sure what to do. I want to make sure I'm getting the best deal and that I don't make any mistakes in the process. ->>
Personal & Reliable Assistance:
I have many questions and would like to work one-on-one with someone. How do I connect with someone who can help me and my family through the process? ->>
Conventional vs. VA:
I am trying to decide between a VA loan or conventional loan. What benefits does a VA loan offer? How does VA Mortgage Center.com help me save time and money? ->>
Connect with Our VA Specialists
We want to help you get started with your VA refinance by getting you in touch with a VA Refinance Specialist. Our well trained, highly experienced staff can help you determine which VA Loan or VA Refinance is best for your specific needs and assist you through the entire process. Contact a VA Refinance Specialist today!
3 Types of VA Refinances
VA Streamline Refinance- If you currently have a VA Loan and wish to lower your rate, you may choose a VA Streamline Refinance. A VA Streamline Refinance is also known as an Interest Rate Reduction Refinancing Loan, or simply an IRRRL.
Cash out Refinance- If you currently have a VA Loan and have built up some equity, you may be eligible for a VA Loan Refinance to take cash out or pay off debts.
Conventional to VA refinance- If you currently do NOT have a VA Home Loan, but are eligible, you may refinance your conventional mortgage to a VA Mortgage.
1) VA Streamline Refinance
If you currently have a VA Home Loan, you can refinance for a lower rate using a VA Interest Rate Reduction Refinancing Loan, or IRRRL, with no out-of-pocket closing costs.
This is the most popular VA Refinance program. As of September 2008, rates are low for Veterans who want to Streamline Refinance. We can work with you to find a solution that best fits your unique situation, regardless of your credit history. So contact a specialist online today!.
Benefits of a Streamline Refinance, or IRRL
- No out-of-pocket costs
- No monthly mortgage insurance
- No appraisal required.
- No income or credit check to qualify
- Only .5% funding fee on all interest reductions
Get more information on a VA Streamline Refinance or Pre-qualify online now.
2) Cash-Out or Debt Consolidation VA Refinance
If you have built up equity in your home, you may be able to use your VA benefits to refinance and receive cash out up to 90% of your home's value. This money can be used to pay off debts, make home improvements or go towards other expenses.
Benefits of a Cash Out VA Refinance
- Monthly mortgage insurance is not required
- You can take cash out up to 90% of your home
- No out-of-pocket closing costs
Get more information or Pre-qualify for a Cash-Out or Debt Consolidation Refinance online now.
3) Conventional to VA Refinance
When a conventional loan is refinanced to a VA Loan the government charges a funding fee to insure your loan. The fee is 2.15% for Veterans who are first-time users and can be financed into the cost of the loan.
Benefits of a Conventional to VA Refinance
- No monthly mortgage insurance
- Your new interest rate may be lower. In fact, if you have less-than-perfect credit, you may still be able to get the same low interest rates available to those with great credit.
- No out-of-pocket closing costs
- You can also take cash-out up to 90% with a VA Refinance. To determine how much money you can get, contact a VA specialist.
Pre-qualify now for a Conventional to VA Refinance
VA Loan Specialist
If you have questions about whether a VA Refinance is right for you, contact a VA Loan Specialist online or at 800-405-6682 .
