The VA Home Loan Specialists

This year the VA Home Loan program will receive $6 Billion in funding. However, less than 10% of the individuals who are eligible for a VA Home Loan use their benefits.

Since the government subsidizes your home loan, it eliminates the need for mortgage insurance saving you money each month. Plus, there is no down payment required when purchasing a home with a VA Loan. This can lead to a variety of benefits, such as affording a larger home. It is also easier to qualify for a VA Loan compared to a conventional loan since the credit and income standards are not as strict.

You can start the no obligation process by answering a few questions. This allows us to determine your eligibility and qualification level.

To begin your VA Home Loan process, fill out the short form below.

Get Started With Your VA Loan Request

Take the first step toward your VA Loan by getting in touch with a VA Specialist.

How Soon
Loan Type: VA Home Purchase VA Refinance

Loan Limits Increased - To $417,000!
Qualified Veterans and Active Duty Military can obtain a loan of up to $417,000, or $625,500 in high-cost areas, with no money down. Let a knowledgeable, courteous VA Loan Specialist help you to maximize your VA benefits today. Pre-qualify Now

The VA Mortgage Center.com specializes in helping Veterans with their mortgage lending needs. We also strive to provide useful VA Loan resources for Veterans to help them secure a VA Loan.

VA Mortgage Center.com's Purpose

Veteran couple in their home

At the VA Mortgage Center.com, we believe that every Veteran and active military member should receive the benefits they have earned. Our sole purpose is to educate individuals regarding their benefits for VA Home Loans and assist them through the loan process. Because we specialize only in VA Loans, we have the knowledge and resources to help you get your loan quickly and easily while maximizing your benefits. Simply contact a VA Loan Specialist to get started today.

Determining your VA Loan Percentage Rate

The rate on your VA Loan will be determined by a variety of factors, including your credit history. Because each situation is different, we do not post rates on this site. To get started, connecting with a VA Loan Specialist is the best way to determine what rate you could get on your VA Loan.

Do You Know if You Qualify for a VA Loan?

If you're an active duty member or retired Veteran, you can trust VA Mortgage Center.com to help you determine if you qualify for a VA Loan, as well as help you cut through any red tape. There's no need to worry if you've been turned down by other lending institutions, you may still be able to qualify. If you're ready to take the first step, connect with one of our mortgage specialists to help determine your eligibility.

Even if you have had poor credit in the past you may still qualify for a VA Loan. Credit and income standards for a VA Loan are less strict than a conventional loan, meaning people who do not qualify for conventional loans may qualify for a VA Loan. You can determine eligibility and qualification level by contacting a VA Loan Specialist.

Your VA Benefits

Here are a few of your benefits when you choose a VA Home Loan:

  • No down payment required
  • No mortgage insurance
  • Easier qualification standards
  • Credit and income standards are not as strict
  • No prepayment penalties
VA Flag

Despite the benefits of the VA Home Loan Program, many people who qualify don't take advantage of this wonderful program. If homeownership is in your future, take the next step! You can start the no obligation process by answering a few questions. This process allows us to determine your eligibility and qualification level for the VA Home Loan program.

Learn how to maximize your financial benefits (with absolutely no obligations).

A Letter to VA Mortgage Center.com

Scott and Carrie Hobbs wanted to share their VA Home Loan experience with other Veterans interested in a VA Loan.

"I wanted to take the time out and formally let you know just how great of an experience we had with your company. Our loan representative, Gardell Powell and his assistant Ryan Harrison, are top notch..." continue reading

You Served Military Blog

We perform daily research to keep up with any changes to your military and VA benefits. We also post updates and news to our military blog, which has received national attention.

Scholarship Program

VA Mortgage Center.com awards 5 bi-yearly scholarships as part of our Military Scholarship Program. The spring 2008 contest is now closed, but the contest will be launched again in the fall of 2008. Learn more about past winners and future scholarship opportunities at our Military Education Scholarship page.

Corporate Partners Program

VA Mortgage Center.com is proud to announce the Corporate Partners Program. Help your Veteran and Active Duty employees take advantage of their VA benefits. The program includes a total of $990 in savings, plus the help of a dedicated VA Loan Specialist. In addition, VA Mortgage Center.com will make a $200 donation to the charity of your choice for each employee we service. Learn more and sign up here.

Contact

Do you have questions or would you prefer to get assistance over the phone? If you have questions about pre-qualifying, refinancing, or any other questions about VA Loans or Military Home Loans you may contact a VA Loan Specialist online or at 800-405-6682.

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