Nebraska VA Loans
Deciding to purchase a house in Nebraska is a huge financial decision, but with the unique benefits provided by the VA loan, your dream of homeownership just got that much easier.
With the average listing price of a home in Nebraska landing at $304,083, the VA loan’s signature $0-money-down benefit is a considerable advantage for Nebraska homebuyers.
See also: VA Loan Options for Other States
How to get a VA Loan in Nebraska
VA loans are made by private lenders and guaranteed by the Department of Veterans Affairs. Because private lenders make the loans and not the VA, you need to find a lender licensed in the state you plan to purchase or refinance.
For example, if you're purchasing a home in Omaha, NE, you'll need to find a lender licensed in Nebraska to do the loan.
Other Considerations for Getting a VA Loan in Nebraska
VA borrowers in Nebraska should also consider the cost and impact of VA loan limits and property taxes when making their home purchase.
Nebraska VA Loan Limits
VA borrowers in Nebraska with their full VA loan entitlement are not restricted by VA loan limits. This means you can borrow as much as a lender is willing to lend without needing a down payment.
However, veterans without their full VA loan entitlement are still bound to Nebraska’s VA loan limits.
As of January 1, 2025, VA loan limits for all counties in Nebraska are $806,500.
Property Taxes in Nebraska
Another consideration for VA buyers in Nebraska is property taxes. For certain VA buyers, there are exemptions.
You may be eligible for a property tax exemption in Nebraska if you meet one of the following conditions:
- If you are 100% disabled due to wartime service, you may receive a property tax exemption on primary residence based on total household income.
If you are required to pay property tax in Nebraska, the American Community Survey by the U.S. Census Bureau estimates you may pay the following in each county:
| County | Property Tax Rate |
|---|---|
| Adams | 1.74% |
| Antelope | 1.42% |
| Arthur | 1.24% |
| Banner | 1.08% |
| Blaine | 1.27% |
| Boone | 1.25% |
| Box Butte | 1.51% |
| Boyd | 1.32% |
| Brown | 1.60% |
| Buffalo | 1.59% |
| Burt | 1.55% |
| Butler | 1.38% |
| Cass | 1.81% |
| Cedar | 1.16% |
| Chase | 1.31% |
| Cherry | 1.30% |
| Cheyenne | 1.88% |
| Clay | 1.66% |
| Colfax | 1.61% |
| Cuming | 1.39% |
| Custer | 1.44% |
| Dakota | 1.89% |
| Dawes | 1.57% |
| Dawson | 1.82% |
| Deuel | 1.65% |
| Dixon | 1.67% |
| Dodge | 1.62% |
| Douglas | 2.04% |
| Dundy | 1.29% |
| Fillmore | 1.53% |
| Franklin | 1.48% |
| Frontier | 1.49% |
| Furnas | 1.50% |
| Gage | 1.68% |
| Garden | 1.34% |
| Garfield | 1.47% |
| Gosper | 1.70% |
| Grant | 1.70% |
| Greeley | 1.38% |
| Hall | 1.71% |
| Hamilton | 1.25% |
| Harlan | 1.60% |
| Hayes | 1.75% |
| Hitchcock | 1.68% |
| Holt | 1.26% |
| Hooker | 1.36% |
| Howard | 1.54% |
| Jefferson | 1.59% |
| Johnson | 1.78% |
| Kearney | 1.39% |
| Keith | 1.67% |
| Keya Paha | 1.82% |
| Kimball | 1.80% |
| Knox | 1.40% |
| Lancaster | 1.82% |
| Lincoln | 1.77% |
| Logan | 1.42% |
| Loup | 1.43% |
| McPherson | 1.45% |
| Madison | 1.59% |
| Merrick | 1.43% |
| Morrill | 1.62% |
| Nance | 1.58% |
| Nemaha | 1.57% |
| Nuckolls | 1.28% |
| Otoe | 1.65% |
| Pawnee | 1.58% |
| Perkins | 1.30% |
| Phelps | 1.45% |
| Pierce | 1.29% |
| Platte | 1.51% |
| Polk | 1.45% |
| Red Willow | 1.45% |
| Richardson | 1.68% |
| Rock | 1.41% |
| Saline | 1.75% |
| Sarpy | 2.06% |
| Saunders | 1.69% |
| Scotts Bluff | 1.68% |
| Seward | 1.48% |
| Sheridan | 1.64% |
| Sherman | 1.45% |
| Sioux | 1.26% |
| Stanton | 1.54% |
| Thayer | 1.53% |
| Thomas | 1.02% |
| Thurston | 1.53% |
| Valley | 1.64% |
| Washington | 1.61% |
| Wayne | 1.59% |
| Webster | 1.77% |
| Wheeler | 0.94% |
| York | 1.40% |
How VA Loans Work in Nebraska
View the graphic below to learn more about how VA loans work in Nebraska.
